Nakuba ekuqaleni yamukelwa ngokugodla okuthile, iqiniso liwukuthi nsuku zonke abantu abaningi bayayisebenzisa I-Bizum njengendlela yokukhokha phakathi kwabantu ngabanye ngomakhalekhukhwini. Impahla yayo eyinhloko, kanye nokushesha (inkokhelo icutshungulwa ngesikhathi sangempela), akungabazeki ukuthi kulula. Kangangoba sekunabasebenzisi abaningi abazibuzayo ingakanani i-Bizum ephezulu engathunyelwa, ngaphezu kokunye ukungabaza okuvamile.
Ukusetshenziswa okusabalele kwe-Bizum kususa izinkokhelo zemali phakathi kwabantu. Futhi futhi, isivele iqala ukwamukelwa njengendlela yokukhokha emabhizinisini amaningi, nakuba lokhu okugcina kungavamile kakhulu ngenxa yochungechunge lwemikhawulo yesistimu. Nathi sizokhuluma ngabo kulokhu okuthunyelwe.
Ngakolunye uhlangothi, I-Bizum isebenzisana namabhange amaningi asebenza eSpain. Ngale ndlela, ukuthumela, ukucela nokwamukela imali kuba umsebenzi olula futhi osheshayo. Ngaphandle kwezinkinga. Ngaphezu kwalokho, lolu hlelo futhi likuvumela ukuthi ukhokhe ezikhungweni ezixhunywe endaweni yesikhulumi (ziningi kakhulu) futhi wenze iminikelo kuma-NGO.
Yini iBizum?
"Kusungulwe" kwebhange laseSpain. Inkundla esivumela ukuthi sithumele imali isuka ku-akhawunti yethu yasebhange iye komunye umuntu, noma samukele imali komunye umsebenzisi. Konke ngokushesha.
Kodwa akuyona nje enye inkundla yokukhokha. Okwenza kuhluke kwezinye izinhlelo zokukhokha zamaselula ukuthi I-Bizum ayilona uhlelo lokusebenza oluzimele, kodwa ihlanganiswe nohlelo lokusebenza lwebhange uqobo. Inzuzo enkulu yalokhu ukuthi inombolo yethu yocingo lweselula ixhunywe ngokuzenzakalela ku-akhawunti yakho yasebhange. Ngale ndlela, ukukhokha usebenzisa i-smartphone kuyashesha.
Futhi, iyisevisi yamahhala. Awudingi ukukhokha noma iyiphi imali ukuze uyisebenzise noma usebenzise noma yiluphi uhlobo lwekhomishini.
Khokha futhi wamukele imali nge-Bizum
Ukusebenza nge-Bizum kulula kakhulu. Ukuze wenze kanjalo, isinyathelo sokuqala siwukuba vula i-Bizum ekusetshenzisweni kwebhange lethu esilifake kumakhalekhukhwini. Ibhizinisi ngalinye linemithetho yalo, kodwa inqubo icishe ifane. Ngokuyisisekelo, imayelana nokuchofoza inketho esivele imakwe ngokuthi “Vumela i-Bizum” futhi uqinisekise izinyathelo ezilandelayo. Kusukela ngaleso sikhathi kuqhubeke, sizokwazi ukukhokha futhi samukele imali ngale ndlela.
Thumela imali
Futhi, ibhange ngalinye linendlela yalo, kodwa izinyathelo eziyisisekelo zihlala zifana. Izinyathelo esizichaza ngezansi zihambisana nendlela evumelekile ye-Caixabank, nakuba ifana kakhulu ezinhlelweni zokusebenza zezinye izinhlangano:
- Okokuqala sifinyelela uhlelo lokusebenza lwebhange lethu kumakhalekhukhwini wethu sisebenzisa iphasiwedi yethu.
- Bese uchofoza inketho "Sebenzisa".
- Siyakhetha "Bizum".
- Chofoza kukho "Thumela imali".
- Ngemuva kwalokho sikhetha inombolo yomamukeli wenkokhelo ku-ajenda yethu noma sibhala entsha.
- Esikrinini esilandelayo, sifaka inani (ifomethi: ama-euro, amasenti) bese ucindezela "KULUNGILE".
- Ekugcineni, Siqinisekisa ukuthunyelwa kwe-Bizum.
Cela imali
Kulokhu kufanele ulandele izinyathelo ezifanayo njengasesimeni sangaphambilini, lokho kuphela esinyathelweni 4 sikhetha inketho "Cela imali". Bese sikhetha inombolo yomuntu okufanele asithumelele ukuthunyelwa bese efaka inani elihambisanayo.
Kuzo zombili izimo, umuntu othola inkokhelo noma isicelo senkokhelo uzothola isaziso se-SMS.
Imikhawulo ephezulu nencane ye-Bizum
Uma sibuyela odabeni olusikhathazayo kulokhu okuthunyelwe, kufanele kuqashelwe ukuthi i-Bizum ayikwazi ukucatshangwa njengendlela yokukhokha nokuqoqwa okufana nokwenza ukudlulisa, isibonelo. Kukhona ukulinganiselwa okuthile, ebekwe ngaphezu kwakho konke ibhange elisihlinzeka ngensizakalo.
Inani elincane elithunyelwa yilesi simiso ngamasenti angama-50, kodwa, Ingakanani inani eliphezulu le-Bizum ongalithumela? Impendulo efanele ingahluka kuye ngebhange ngalinye, kodwa ngokuvamile, imithetho imi kanje:
- Inani eliphakeme elivunyelwe ukukhokha i-Bizum ekusebenzeni ngakunye ngu I-1.000 euro.
- Ukusebenza kungenziwa ngaphandle komkhawulo wansuku zonke nge-Bizum, nakuba inani eliphezulu lansuku zonke alikwazi ukudlula ama-euro angu-2.000. Isibonelo, singenza ukuthunyelwa okubili kwama-euro angu-1.000, noma ama-euro amane kwangu-500, kodwa ngaso sonke isikhathi sihlonipha isibalo somkhawulo wansuku zonke.
- El umkhawulo wenyanga ukuthunyelwa ngama-euro angu-5.000.
Lokhu uma kuziwa ekuthumeleni imali. Kodwa, Ingabe ikhona futhi imikhawulo ngokuya ngokusebenza namanani lapho uthola imali nge-Bizum? Yebo yebo. Zifana ncamashi nalezo ezisetshenziswa ekuthunyelweni: ubuningi bokusebenza obungama-60 ngenyanga kanye nezindleko ezifika ku-2.000 euros ngosuku.
Okuhlukile kuphela kule mithetho yilapho sisebenzisa i-Bizum ukuze sithenge esitolo. Kulokhu, umkhawulo omkhulu yilowo obekwe ibhange ngalinye. Kwesinye isikhathi lowo mkhawulo kungaxoxiswana ngawo, kukhuliswe noma kuncishiswe. Ku lesi sixhumanisi Ungathola uhlu lwezitolo lapho ungakhokhela khona i-Bizum.
Okunye okuhlukile yiminikelo kaBizum. Kulokhu, umkhawulo omkhulu ungama-euro ayi-1.000, ngaphandle komkhawulo ekusebenzeni.
