Uma ufuna ezinye izindlela zeFintonic ukugcina ukulawula izimali zakho zomuntu siqu, usuthole izithelo. Sizobuyekeza izindlela ezingcono kakhulu ukuze okwenzayo ngendlela ejwayelekile, ukuhlela kwakho kwezezimali, kungonakali ngokungabi nesicelo esihle sokubhala phansi zonke lezi zindleko. Izikhathi eziningi singathola ukudonsa izindlela ezindala kakhulu noma ayimfashini, ngomqondo ongokomfanekiso, njengencwadi yokubhala nepeni.
Ngezikhathi ezithile, abantu abaningi bathola ukwenza izibalo zabo emakhanda abo, okuthile okuthi kungaholela ephutheni noma ekulinganisweni okungalungile kohlelo lwakho lwenyanga. Ngokusobala lolu hlelo alusisebenzisi, futhi ikakhulukazi lapho singaqongelela izinhlobo eziningi zezindleko eziphazamisa imibono yethu noma izinhlelo ezisungulwe ngaphambili zokuphatha imali yethu.
Okuhle ngalezi zikhathi esiphila kuzo ukuthi namuhla akukho lutho ubuchwepheshe obusha obungabandakanyeki kuzo, njalo ukuhlinzeka ngokuhlanganisa. Kukhona usizo olwengeziwe ngohlobo lwezicelo zeselula lokho Basiphonsa ikhebula ngokwenza izimpilo zethu zibe lula uma kukhulunywa ngokulawulwa kwezindleko noma kwezezimali. Impela, asikwazi ukukhononda, kunezindlela ezahlukahlukene zokukhetha ezandleni zethu (i-pun ehlosiwe) ukukwazi ukugwema amaphutha angenangqondo aholela ekutheni sibe nesikhathi esinzima sokukhuluma ngokwezomnotho.
Ngalesi sihloko sizobheka lokho esicabanga ukuthi kuyikho ezinye izindlela ezihamba phambili zeFintonic nokuthi kuqala, banesilinganiso esiphezulu noma amaphuzu ku-Google Play Isitolo ngabasebenzisi babo.
Izindlela ezingcono kakhulu zeFintonic
I-Fintonic isicelo esinikezwe i-Google njengohlelo lwezezimali oluhamba phambili ngesikhathi kugujwa ama-Start Ups Mobile Innovation Awards 2015. Futhi ungahle uzibuze ukuthi kusizani ukuthola umklomelo onje. Yebo, kungohlelo lokusebenza olungakusiza ukuthi ugcine ukulawula okuningiliziwe kukho konke okusebenzisayo nokungena osukwini lwakho nosuku, wazi ukuthi ukusiphi isikhundla sezimali.
Ukuphathwa kohlelo lokusebenza ngamagama amabili kulula kakhulu futhi kulula kakhulu. Ukuphela kwento akubuza yona ukuthi ubhalise bese ubhala phansi ama-akhawunti akho asebhange. Ngemuva kwalesi sinyathelo, ngemuva nje kwalokho, uhlelo lokusebenza luzonakekela ukuhleleka nokuhlela zonke izindleko zakho, kusikisela izincomo ezithile zokwenza ngcono noma ngisho nokukuxwayisa ngesimo sakho sezezimali.
Inhloso yokugcina yeFintonic ingeze ekusizeni wena ngalolo lawulo lwezezimali, okuyi qwashisa ukuthi uyisebenzisa kanjani yonke imali yakho nsuku zonke.
Wally
I-Wally isicelo esingahle singaziwa njengeFintonic noma abanye. Lolu hlelo lokusebenza luzama ukugqama phakathi kwazo zonke izimbangi zalo, ukuthola enye yezindawo zokuxhumana ezinemininingwane eminingi futhi ngasikhathi sinye kulula ukuyisebenzisa nokuyiqonda. Ngaphezu kwalokhu, kusivumela ukuthi sibheke imininingwane eminingi egcwele imininingwane (konke kuyaqondakala) mayelana neholo lakho nezindleko zakho, ngakho-ke sikuqinisekisa ukuthi uzokwazi ukulawula ukunyakaza kwakho, ngayo yonke imininingwane nangokuthi ngaphezu kwakho konke, ungakusingatha ngaphandle kokufunda ngaphambili.
Ngale kwalokho, uma siqhubeka nokuyiqhathanisa nezinye izicelo zezimali, singasho ukuthi icishe ifane nazo. Inikezelwe ekuboniseni imali engenayo kwi-akhawunti yakho, leyo ephumayo futhi kukho konke lokhu ungasebenzisa imibala ehlukene eyenza ulwazi lomsebenzisi lube lula kakhulu futhi lubonakale. Ngaphezu kwakho konke lokhu okungenhla, inokwengeziwe ukuthi inemisebenzi ehlukene yezenhlalo, nokuthile okubalulekile, uhlukanisa indawo yeminyakazo ukuze uqinisekise ukuthi akukho mali engenayo noma izindleko ezikubalekelayo nokuthi isilinganiso sinembe kakhulu ekugcineni inyanga.
Mint
I-Mint uhlelo lokusebenza lwezezimali okuthi manje, cishe ngaphandle kokukuqaphela, usuvele unayo ngenkuthalo abasebenzisi abangaphezu kwezigidi ze-20. Singasho ukuthi sikhuluma ngaphandle kokungabaza ngesinye sezicelo zezimali ezaziwa kakhulu emakethe. IMint ibilokhu izibeka njenge enye indlela yangempela yeFintonic kulingana okugcina cishe kuwo wonke amathuluzi ayo. Ngokuyisisekelo kuyindlela enhle yokuphatha izindleko zakho kanye nezimali zakho.
Singasho ukuthi iMint isicelo esiphelele kakhulu, esine- izikhumbuzo ukuze ungakhohlwa izinkokhelo ezihleliwe zesikhathi esizayo futhi ungenza nezilinganiso eziningi eziqondisa indlela yakho yokuqhubeka nalowo msebenzi. Vele, kufanele sikutshele ukuthi ukusebenzisa lolu hlelo kumele wazi isiNgisi, ngoba asihumushiwe futhi sinaleyo nkinga.
Isibonisi se-Mint ivumelanisa nanoma iyiphi idivayisi, noma ngabe unefoni ephathekayo noma ithebhulethi futhi, ikhathalogi ngokuzenzakalela zonke izindleko zakho ngamagrafu amaningi nokuguquguqukayo okungakuthakazelisa. Ngakolunye uhlangothi, ikuvumela ukuthi uzibekele imigomo yezezimali futhi ukwazi ukubona ibhalansi yama-akhawunti akho, noma ngabe awunakho ukuxhumana kwe-Intanethi noma kwe-Wi-Fi ngaleso sikhathi.
Wallet
Lolu olunye uhlelo lokusebenza olufana kakhulu neFintonic. I-Wallet ikunikeza ukuvumelanisa nazo zonke izinhlangano eziyinhloko zebhange, ngaphezu kokuba uhlelo lokusebenza oluhle kakhulu lokusetshenziswa kwezigidi zokulandwayo 4,5 amaphuzu avela kubasebenzisi.
Wallet isikhuthaza ukuthi silahle izincwadi zokubhala ezindala namaspredishithi lapho kuze kube manje ububhala phansi zonke lezozindleko, ukonga, amaholide nezinye izinto usuku nosuku.
Isikhwama semali ngu uhlelo lokusebenza lwamahhala, futhi phakathi kweminye yemisebenzi yayo kufaka phakathi amathuba okukhiqiza amaningi imibiko kuma-akhawunti akho namakhadi.
Imali
Kuyiqiniso ukuthi abantu abaningi bangabuyiselwa emuva ngokuxhumanisa ama-akhawunti abo asebhange nalezi zicelo futhi kuyinto ejwayelekile ukuphepha okuphelele nobumfihlo. Uma ungomunye walabo bantu, iMonefy ingakunika umbono ofanayo kodwa ngaphandle kokuhluleka, ngoba kuzofanele kube nguwe okufanele uhlanganyele nazo zonke izindleko zakho. Ngakho-ke ngeke kudingeke unikeze imininingwane eyimfihlo kunoma ngubani. Kuxazululwe inkinga futhi kunenzuzo kwabaningi.
Monefy kuyinto isicelo enembile kakhulu ikuvumela ukuba urekhode zonke izindleko zakho ngokushesha ngokungeza imikhakha ehlukene, ukuze uhlale unabo ngaso sonke isikhathi. Uma sezihlukaniswe ngezigaba, idatha izokhonjiswa kumagrafu okufundeka kalula. Uhlelo lokusebenza lunokusebenza ukuze likwazi ukwenza imibiko yezikhathi ezithile, longe kumafu wesipele, futhi lenze amabhajethi. Ungasebenzisa iMonefy ngawo wonke amadivayisi wakho we-Android uma uvumelanisa yonke idatha neDropbox. Ngakho-ke njalo lapho uguqula amadivayisi, idatha yakho nemibiko kuzoba lapho.
I-MoneyHero - Ukulawulwa Kwezimali Nezindleko
Lokhu kungenzeka kungaziwa kahle, kepha futhi kungaheha ukunakwa ngenxa yenani lemisebenzi etholakalayo. Ngaphezu kwemisebenzi yayo, futhi ingadonsela ukunakwa ngokuqamba kwesikhombimsebenzisi sayo enembile futhi esisebenziseka kalula. Lolu hlelo lokusebenza angakunika kungenzeka udale izinhloso zakho zokonga, ngendlela yokuthi uhlelo luzokukhombisa ukuthi yini okufanele uyenze noma ongafanele uyenze uma ufuna ukuhlangabezana nalowo mgomo wokonga.
Yize ucabanga ukuthi uhlelo olulula olunikeza idatha efanayo njengabo bonke, luyakwazi ukudala izindleko ezihlukile ongeke ukwazi ukuzedlula ngendlela yalo yokubona iphothifoliyo yakho. Une-akhawunti yesilingo yezinsuku eziyi-15 ukuze uyihlole.
Umthandi Wemali - Izindleko zokulawula nesabelomali
UMthandeni weMali ngokungangabazeki enye yezinhlelo zokusebenza ezinesilinganiso esiphezulu ngaphakathi kwe-Google Play Isitolo. Kakhulu, ukuthi iGoogle uqobo ishicilele futhi yanikeza uhlelo lokusebenza njengenye yezinto ezinganakwa kakhulu ku-Google Play Isitolo ngo-2017 kanti iqiniso ukuthi, asimangazi nakancane. Imali Lover kusekelwe inenye yamathuluzi wezezimali ahamba phambili futhi aphelele akhona kunoma yiluphi uhlelo lokusebenza lwe-Android. Lolu hlelo lokusebenza lunokuvumelanisa efwini, ungahlela amabhajethi, uzoba nezaziso zohlelo lokusebenza mayelana nokunyakaza ngakunye nokuphathwa kwezindleko ngokuhlukaniswa ngendlela enhle kakhulu. Kuyinto isicelo semisebenzi ehlukahlukene kuzo zonke izici zayo.
Esinye isizathu esenza sikholwe ukuthi kugqame kakhulu ukukwazi ukulandela ngokuningiliziwe konke ongakwenza ngesikweletu noma imalimboleko oyicelile. Uzoba nenketho yokwakha izikhwama ezabiwe nabangani bakho noma namalungu omndeni ngaphandle kwenkinga, Ngaphandle kwalokho, uma uthatha uhambo ngaphandle kwezwe lakho libuye libe "nemodi yokuhamba". Ukuthola okuvelele, sekuvele kukunikeza inketho yokuthi ungakha isipele kuDropbox ukuze ukwazi ukuqinisekisa ukuphepha ukuthi ngeke ulahlekelwe yimininingwane yakho yonke egcinwe kuhlelo lokusebenza. Ithuluzi elihle kakhulu njengoba lokho kungaba yingozi futhi lonakalise ngokuphelele ukuhlela kwethu kwezezimali.
Sikuvumela ukhethe futhi usitshele ebhokisini lokuphawula. Kuzo zonke lezi ezinye izindlela ze-Fintonic, yikuphi okuhle kakhulu kuwe?